SHG Bank Linkage Loan
Who can apply?
- Women SHGs active for 6+ months
- SHGs with regular savings and meetings
Loan Amount:
- Based on SHG grading, savings, repayment record, and bank norms
Where to Apply?
- Concerned Bank Branch
- SHG Federation / VO
Documents Needed:
- SHG resolution for loan application
- Savings & meeting records (minutes book)
- Aadhaar of members, photos of members
- Bank account details & passbook
- Attendance register, loan ledger, cash book
- Grading sheet from DRDA/SERP
- SHG federation/VO recommendation letter
Eligibility Notes:
- SHG must have demonstrated financial discipline
- Loan linked to savings and repayment capacity
Priority given to NRLM-linked SHGs